VA Disability Calculator

Easily calculate your combined VA disability rating using our free VA Disability Calculator. Updated for 2024 -2025 based on the official VA combined ratings table and guidelines.

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VA Disability Calculator

Add Disability Rating (%) Is this a bilateral disability (affects both arms or legs)?

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Marital Status Children Under 18 Children 18–23 (in school or disabled before 18) Dependent Parents

Estimate your VA disability combined rating and monthly compensation based on 2025 rates. Add disability ratings (0%–100%) and specify if they are bilateral (affecting both arms or legs). Include dependents to calculate additional benefits. Results are estimates; consult official VA sources for accurate calculations. Source: U.S. Department of Veterans Affairs, 2025 Disability Compensation Rates.

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VA Disability Rating Estimator 2025

If you’re a U.S. veteran seeking to understand your benefits, the VA Disability Calculator is an essential tool. It helps you estimate your combined VA disability rating based on multiple service-connected conditions. Whether you’ve already received some ratings or are in the application process, knowing how your total rating is calculated gives you clarity and confidence in what to expect.

What is a VA Disability Calculator?

A VA Disability Calculator is an online tool that helps veterans calculate their combined VA disability rating and estimated monthly compensation. Unlike standard addition, the VA uses a “whole person theory” to combine multiple disability ratings, ensuring the total never exceeds 100% (fully disabled). This method, often called “VA math,” calculates subsequent disabilities as a percentage of the remaining “healthy” efficiency, making manual calculations complex. For example, a veteran with two 50% disability ratings doesn’t receive a 100% rating but a combined 75%, rounded to 80%.

GCalculate.com VA Disability Calculator automates this process, allowing veterans to input their disability ratings, account for bilateral factors (disabilities affecting paired limbs), and include dependents to estimate their monthly payments based on 2025 VA rates.

How Does the VA Calculate Combined Ratings?

VA combined ratings aren’t simply additive. Instead, the VA uses a “whole person” approach. For example, if you have a 40% rating and a 20% rating, your combined rating is not 60%, but rather calculated based on the remaining percentage of your overall disability.

Here’s a simplified breakdown:

Start with the highest rating.
Multiply the next rating by the remaining “non-disabled” portion.
Repeat for all other ratings.
The final result is rounded to the nearest 10%.

This is why a VA Disability Calculator is so important — it removes the guesswork.

Don’t let VA math confuse you. Use our VA Disability Calculator today to get a clear picture of your benefits. Whether you’re just starting or already rated, staying informed helps you make better decisions for your future and your family.

GCalculate.com VA Disability Calculator is an essential, free tool for veterans seeking to understand their combined disability rating and monthly compensation. By automating the complex “VA math” and incorporating 2025 rates, bilateral factors, and dependent adjustments, it provides clear, accurate estimates to support financial planning. Whether you’re verifying your current rating or exploring potential increases, this user-friendly tool empowers veterans to navigate their benefits with confidence. Visit GCalculate.com today to calculate your VA disability benefits and take control of your financial future!

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