Oregon Paycheck Calculator: Estimate Your Take-Home Pay in 2025
Looking for an Oregon paycheck calculator to forecast your net earnings in the Beaver State? With progressive state income taxes up to 9.9% and no sales tax but regional minimum wages, Oregon’s payroll landscape varies from Portland’s urban hustle to Eugene’s college vibe. In 2025, expect total withholdings of 20-35% including federal, state, FICA, and local transit taxes in areas like Portland or Eugene. This guide tackles Oregon paycheck calculator 2025, hourly, with taxes, with dependents, after taxes, and city-specific tools like Portland Oregon paycheck calculator, Eugene Oregon paycheck calculator, or Salem Oregon paycheck calculator. Use these breakdowns to budget smarter and uncover your true take-home.
How Does an Oregon Paycheck Calculator Work?
An Oregon paycheck calculator with taxes processes your gross pay, filing status, dependents, and deductions (e.g., 401(k), health premiums) against federal brackets, Oregon’s progressive state rates, 6.2% Social Security (up to $176,100), 1.45% Medicare, and local add-ons like TriMet’s 0.8137% transit tax. It follows your OR-W-4 for exemptions and pay frequency.
Core formula: Net Pay = Gross – (Federal + State + FICA + Local Transit + Pre-Tax Deductions). Calculators handle Paid Leave Oregon (1% split 60/40 employee/employer) and Workers’ Benefit Fund ($0.22/hour worked, split evenly).
Pro tip: For an Oregon paycheck calculator with dependents, claim credits like the $1,000/child dependent exemption to shave $200-$500 off annual taxes.
Oregon Tax Rates and Withholdings in 2025
Oregon’s high state income tax lacks local income taxes but features transit payroll taxes in metro areas and a 1% paid leave contribution. No sales tax statewide keeps shopping affordable.
| Tax Type |
Rate |
Notes |
| State Income |
4.75%-9.9% (brackets) |
Single: 4.75% on $0-$4,050; 9.9% over $130,250. |
| Federal Income |
10-37% (brackets) |
E.g., 22% on $47K-$100K single. |
| Social Security |
6.2% |
Up to $176,100 wage base. |
| Medicare |
1.45% |
Unlimited; +0.9% over $200K single. |
| Paid Leave |
1% (0.6% employee) |
On wages up to $176,100; employer 0.4%. |
| Transit (e.g., TriMet) |
0.8137% |
Portland metro; Eugene 0.8%. |
| Workers’ Benefit |
$0.22/hour |
Split 50/50; applies to all. |
Total: 22-38% typical. Minimum wage: $15.95 Portland metro, $14.70 standard, $13.70 non-urban. Average salary ~$59,931/year.
Paycheck Examples by Type
Tailored for Oregon paycheck calculator hourly, with dependents, assuming single filer, no dependents (unless noted), bi-weekly pay, and Portland transit tax.
Hourly: $20/Hour in Oregon
Oregon hourly paycheck calculator for 40 hours/week: Gross biweekly $1,600.
- Federal: ~$150
- State: ~$60 (5% avg.)
- FICA/Paid Leave: $130
- Transit: $13
- Net Bi-Weekly: $1,247 (annual ~$41,600 gross → $32,421 net)
| Hours/Week |
Gross Annual |
Est. Net Annual |
Notes |
| 40 |
$41,600 |
$32,421 |
Portland rate; add OT at 1.5x. |
| 35 (Part-Time) |
$36,400 |
$28,350 |
Eugene min wage $14.70 impacts entry-level. |
Salary: $60,000/Year
Oregon salary paycheck calculator for averages: ~$2,308 biweekly gross.
Annual (single):
- Federal: $6,200
- State: $2,800 (4.7% avg.)
- FICA/Paid Leave: $4,700
- Transit: $488
- Net: $45,812 (~$3,818/month; 76% take-home)
With 2 dependents: +$2,000 credit → net $47,812.
After Taxes Breakdown
Oregon paycheck calculator after taxes: On $60K, ~$14,188 withheld (24% effective). State alone: ~$2,800 on salary.
Regional Variations: Portland, Eugene, Salem
No local income taxes, but transit taxes vary. Use Portland Oregon paycheck calculator for TriMet impacts.
| City |
Transit Tax |
Avg. Salary |
Notes |
| Portland |
0.8137% (TriMet) |
$65,000 |
Metro min wage $15.95; high COL. |
| Eugene |
0.8% (Lane Transit) |
$55,000 |
University-driven; min wage $15.95. |
| Salem |
None (Cherriots uses property tax) |
$52,000 |
Standard min wage $14.70; lower taxes. |
| Suburban (e.g., Beaverton) |
0.8137% |
$62,000 |
Portland metro; Oregon paycheck calculator suburban adds transit. |
For state of Oregon paycheck calculator, default to no transit.
Top Tools for Accurate Calculations
Free Oregon paycheck calculator 2025 options for easy estimates:
- Payroll platforms: Integrates OR-W-4 for hourly/weekly with taxes.
- Financial estimators: Visuals for after taxes, dependents, and transit.
- HR software: Bi-weekly previews with regional tweaks.
These handle Salem Oregon paycheck calculator specifics like zero transit.
Tips to Maximize Your Oregon Take-Home Pay
- Max 401(k)—defer up to $23,500 pre-tax, saving 5-10% on state taxes.
- Update OR-W-4 annually for dependents—avoid over-withholding refunds.
- Use calculators quarterly; adjust for moves (e.g., Salem saves on transit).
- Claim credits: Working Family Household ($240+) or child care up to $1,000.
- Suburban commute? Deduct transit taxes if eligible.
FAQs
How Much Is Taken Out of My Paycheck in Oregon?
Typically 20-35%: 4.75-9.9% state + 7.65% FICA/Paid Leave + federal (10-24%) + 0-0.8137% transit. On $60K, expect $12K-$21K withheld annually.
What Is Oregon Income Tax on Salary?
Progressive: 4.75% on first $4,050 (single), up to 9.9% over $130,250. Average effective rate ~4.7% for $60K salary.
How Much Is the Payroll Tax in Oregon?
FICA 7.65% + Paid Leave 1% (0.6% employee) + Workers’ Benefit $0.11/hour employee share + transit 0-0.8137%. Total employee payroll ~9-10%.
How to Calculate Weekly Pay?
Gross weekly × (1 – total rate). E.g., $1,154 gross × 0.77 = $889 net; tools factor brackets for accuracy.
What’s the Average Take-Home in Portland?
On $65K: ~$49,000 net after 25% taxes—transit adds $530/year hit.
Does Oregon Tax Tips or Bonuses Differently?
Same as salary; supplemental federal 22% withholding, state progressive.
The Oregon Paycheck Calculator is a simple and accurate tool that helps you determine your take-home pay after all applicable deductions and taxes. Whether you earn a fixed salary or are paid hourly, this calculator provides a clear picture of your net income after accounting for federal income tax, Oregon state income tax, Social Security, and Medicare.
Just enter your gross pay, filing status, pay schedule, and any pre-tax or post-tax deductions, and the calculator will instantly show your estimated net pay. It’s perfect for employees, employers, and freelancers who want to manage their payroll or budget more effectively.
With up-to-date tax rates and easy-to-use inputs, the Oregon Paycheck Calculator ensures you always know how much you’ll bring home each payday — helping you plan ahead and make informed financial decisions.
